ZIP 98110 · Kitsap County, Washington

Bainbridge Island Economic Development Dashboard

A consolidated view of key economic indicators for Bainbridge Island based on publicly available data including latest values, recent trends, and original data sources.

Business & Commerce

Taxable Retail Sales, Q4 2025

+8.9%

$216.5M

vs $198.8M in Q4 2024 (same quarter last year)

13,318 businesses reporting (12,441 in Q4 2024). Includes out-of-area sellers delivering to Bainbridge.

Not adjusted for inflation. Includes taxable sales by construction and other industries, not just retail stores.

Source: WA DOR Quarterly Business Review · Data: Q4 2025 · Uploaded Oct 8, 2026

Industry Mix — Employer Businesses by Sector

  • Professional, scientific, and technical services236 · 24.4%
  • Health care and social assistance95 · 9.8%
  • Construction83 · 8.6%
  • Retail trade77 · 8.0%
  • Accommodation and food services75 · 7.7%
  • Other services (except public administration)73 · 7.5%
  • Real estate and rental and leasing69 · 7.1%
  • Finance and insurance53 · 5.5%
  • Manufacturing34 · 3.5%
  • Administrative and support and waste management and remediation services33 · 3.4%
  • Information32 · 3.3%
  • Arts, entertainment, and recreation32 · 3.3%
  • Wholesale trade25 · 2.6%
  • Educational services23 · 2.4%
  • Transportation and warehousing16 · 1.7%
  • Agriculture, forestry, fishing and hunting7 · 0.7%
  • Management of companies and enterprises4 · 0.4%

Counts of businesses only — the Census Bureau does not publish jobs or payroll by industry for a single ZIP code.

Source: Census County Business Patterns · Data: 2023 · Released Jun 26, 2025

Employer Businesses

Falling
968

Data: 2023 · Released Jun 26, 2025

Trend: one point per year, 2019–2023 (mid-March counts). Businesses with paid employees only. Licensed businesses (coming soon) also include self-employed and sole proprietors.

Source: Census County Business Patterns

Licensed Businesses

1,302

(as of Aug 31, 2026)

Counts business establishments. The City cites 2,000+ businesses, which likely includes sole proprietors and home-based businesses.

Source: Kitsap Economic Development Alliance (Esri data)

Business size — employees per business

81.1% have fewer than 10 employees

1–4 employees
636
65.7%
5–9 employees
149
15.4%
10–19 employees
108
11.2%
20–49 employees
56
5.8%
50–99 employees
16
1.7%
100–249 employees
3
0.3%
Source: Census County Business Patterns · Data: 2023 · Released Jun 26, 2025

Transportation

Ferry Ridership - Total riders · Seattle / Bainbridge

▲Rising +3.7% vs. 2025
2,735,412

Jan 1 – Sep 30, 2026

Source: WSDOT Washington State Ferries. Drivers counted with vehicles; free youth riders may not be included.

Vehicles per Household

Rising
2.01vehicles

Data: 2020–2024 · Released Jan 29, 2026±0.09

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Source: Census ACS 5-Year

Zero-Car Households

Rising
3.2%

Data: 2020–2024 · Released Jan 29, 2026±1.5 pts

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Source: Census ACS 5-Year

Bus Routes Serving Bainbridge Island

12

+ 1 worker/driver · BI Ride on-demand not included

Schedule valid 2026-09-13–2026-12-05 · updated Nov 13, 2026 · Source: Kitsap Transit GTFS feed

Walkability Index

10.3/ 20
Below average

Winslow core: 16.8 · Most walkable

See the map →

Single EPA release; no trend available.

Data: US EPA National Walkability Index · Released 2021

Commute

Ferry Commuters

Falling
12.8%

Data: 2020–2024 · Released Jan 29, 2026±2.3 pts

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Source: Census ACS 5-Year

Mean Commute Time

Falling
37.3minutes

Data: 2020–2024 · Released Jan 29, 2026±4.8

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Source: Census ACS 5-Year

Commute flows — Bainbridge Island, 2023

66.8% of island jobs are held by off-island residents

Coming in to Work
4,739
island jobs held by off-island residents
Going out to Work
6,744
residents working elsewhere in WA
Includes residents who work remotely for off-island employers. See “Worked from home” (40.3%)
Live and Work on the Island
2,359
Coming in to WorkGoing out to WorkLive and Work on the Island

Covers jobs with employer records; excludes self-employed. Outflow excludes residents working in other states. Primary jobs only (one per worker).

Source: Census LEHD OnTheMap · Data: 2019–2023 · LODES 8.4 · Released Dec 18, 2025

Workforce

Worked from Home

Rising
40.3%

Data: 2020–2024 · Released Jan 29, 2026±3.1 pts

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Source: Census ACS 5-Year

On-Island Jobs

Rising
6,411

Data: 2023 · Released Jun 26, 2025

Source: Census County Business Patterns

Annual Payroll, On-Island Jobs

Rising
$411.0M2023 dollars

Data: 2023 · Released Jun 26, 2025

Each year in its own dollars; not adjusted for inflation.

Source: Census County Business Patterns

Average Annual Payroll per Job

Rising
$64,1062023 dollars

Data: 2023 · Released Jun 26, 2025

Total annual payroll ÷ jobs in mid-March; includes part-time jobs, so it understates full-time pay. Not adjusted for inflation.

Source: Census County Business Patterns

Occupations of Employed Residents

Occupations of Bainbridge residents, wherever they work.

Data: 2020–2024 · Released Jan 29, 2026 · civilian employed, 16+

Source: Census ACS 5-Year (Data Profile DP03) · Released Jan 29, 2026

Jobs on the Island vs. Employed Residents

Jobs on the island (mid-March 2023)
6,411
County Business Patterns
Employed residents (2020–2024)
11,323
Census ACS 5-Year

Different years and sources; shows the general balance, not an exact commuter count.

Source: Census County Business Patterns · Data: 2023 · Released Jun 26, 2025

Community Profile

Median Household Income

Rising
$172,1882024 dollars

Data: 2020–2024 · Released Jan 29, 2026±$13,014

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change. Each period is in its own year's dollars (not inflation-adjusted across periods). Chart: 2019, 2020, 2021, 2022, 2023, 2024 dollars.

Source: Census ACS 5-Year

Bachelor's Degree or Higher

Rising
76.4%

Data: 2020–2024 · Released Jan 29, 2026±3.6 pts

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Source: Census ACS 5-Year

Graduate or Professional Degree

Rising
36.3%

Data: 2020–2024 · Released Jan 29, 2026±3.2 pts

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Source: Census ACS 5-Year

Resident Age Distribution

Median age
49.0
±2.7 years
Under 18
20.1%
±1.5 pts
65 and over
27.4%
±1.9 pts
  • Under 5 years4.6%±1.0 pts
  • 5 to 9 years5.0%±0.9 pts
  • 10 to 14 years6.4%±1.0 pts
  • 15 to 19 years6.4%±1.0 pts
  • 20 to 24 years2.2%±0.9 pts
  • 25 to 34 years6.3%±1.5 pts
  • 35 to 44 years13.7%±1.6 pts
  • 45 to 54 years12.0%±1.5 pts
  • 55 to 59 years7.6%±1.4 pts
  • 60 to 64 years8.5%±1.7 pts
  • 65 to 74 years17.7%±1.7 pts
  • 75 to 84 years7.6%±1.2 pts
  • 85 years and over2.1%±0.7 pts

Median age · years

50.349.749.249.549.049.0
2015–20192020–2024

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Source: Census ACS 5-Year · Data: 2020–2024 · Released Jan 29, 2026

Households with Children

30.1%

±2.4 pts

Households with people under 18 · %

2015–20192020–2024

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Source: Census ACS 5-Year · Data: 2020–2024 · Released Jan 29, 2026

Average Household Size

2.47people

±0.08 people

Average household size · people

2015–20192020–2024

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Source: Census ACS 5-Year · Data: 2020–2024 · Released Jan 29, 2026

Owners vs. Renters

Owners
81.4%
±2.5 pts
Renters
18.6%
±2.8 pts

Owners / renters · %

2015–20192020–2024

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Share of occupied homes; excludes vacant and seasonal homes.

Source: Census ACS 5-Year · Data: 2020–2024 · Released Jan 29, 2026

Real Estate & Land Resources

Median Home Sale Price

−10.8% vs H1 2025
$1,110,000

H1 2026 (Jan–May)

Source: Redfin. Sales-weighted median of monthly medians, all residential.

Median Days on Market

7 days faster than H1 2025
8 days

H1 2026 (Jan–May)

Source: Redfin. Sales-weighted median of monthly medians, all residential.

Median Gross Rent

Rising
$2,1942024 dollars

Data: 2020–2024 · Released Jan 29, 2026±$239

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change. Each period is in its own year's dollars (not inflation-adjusted across periods). Chart: 2019, 2020, 2021, 2022, 2023, 2024 dollars.

Source: Census ACS 5-Year

Cost-Burdened Renters (30%+ of income)

Rising
42%

Data: 2020–2024 · Released Jan 29, 2026±9.2 pts

ACS 5-year periods overlap; compare 2015–2019 vs 2020–2024 for non-overlapping change.

Source: Census ACS 5-Year

Affordable Housing

318income-restricted homes

2.7% of all 11,718 housing units

31 added since 2020

01,139

Target: 1,139 affordable homes by 2044 per WA state law (HB 1220 / RCW 36.70A.070)

287 affordable homes existed on-island prior to 2020 and are reflected in the total (318) above.

Data: Housing Resources Bainbridge (Mar 2024) · WA OFM (Apr 1, 2026) · KRCC Countywide Planning Policies (2044 target)

Protected Land & Green Space

13%

of island land protected · ~2,280 acres

17%

of island is green space, incl. protected land, school grounds, and private reserves · ~2,960 acres

See the breakdown →
Data: BI Parks 2026 PROS Plan (Park District, City of Bainbridge Island, BI Land Trust inventories); island area from BI Land Trust · Released Feb 19, 2026

Public Schools

Enrollment

Falling
suppressed/modified
3,458students

2025-26−101 (−2.8%) YoY

Source: OSPI, as of 2026-06-01

Free / Reduced Lunch Students

Falling
suppressed/modified
437students

2025-26−26 (−5.6%) YoY

Source: OSPI, as of 2026-06-01

Students with Disabilities

Falling
suppressed/modified
485students

2025-26−19 (−3.8%) YoY

Source: OSPI, as of 2026-06-01

Health Care

Health Insurance Coverage

97.8%±0.7
insured
2.2%±0.7
uninsured
82.4%±2.5
private coverage
33.3%±2.4
public coverage

Private and public coverage overlap because some people have both, so they don't add up to the insured total.

Kitsap County uninsured: 5.1% ±0.5

% uninsured by 5-year period · solid: Bainbridge (ZIP 98110) · dashed: Kitsap County

Civilian noninstitutionalized population, ZIP Code Tabulation Area 98110 (Bainbridge Island); comparison: Kitsap County, WA. Source: U.S. Census Bureau, ACS 5-Year Estimates, Table DP03.

Data: ACS 5-Year 2020–2024 · Released Jan 29, 2026

Medical Facilities on Bainbridge Island

0
emergency departments
1
urgent care
33
clinics & facilities

Nearest trauma care:

St. Michael Medical Center (Level III): 22 mi · 45 min by road

Harborview Medical Center (Level I): about 55 min via ferry

Estimated travel from Winslow by private vehicle, without traffic or ferry wait.

Source: CMS NPI Registry · As of 2026-11-10

Registered Primary Care Clinicians, 98110

48 clinicians

Physicians
38
NPs
10
Physicians / 10k
15.4

First observation · 2026-10-08

Based on self-reported NPI practice addresses; may include providers who live on-island but practice elsewhere.

Source: CMS NPI Registry, as of 2026-10-08

Construction & Development

Data: 2025 · COBI Issued Permits By Department reports (2022–2025), as of 10/15/2026

Construction Permits Issued

Steady
1,044

Issued in 2025 · +8% vs 2024 · −0% vs 2022

1,288 total incl. planning & administrative

City of Bainbridge Island · as of 2026-10-12

Permits Issued On Time

82.6%

Issued within City review target.

Share of this year’s applications issued to date: not provided.

Source: City of Bainbridge Island permit records.

Typical Time to Get a Permit

14 days typical.

  • Repairs & upgrades2 days

    Roof, heating, plumbing, solar

  • Home remodels & additions34 days

    Additions, remodels, garages, decks

  • Business & public buildings47 days

    New commercial, tenant buildouts

  • New homes212 days

    Houses, ADUs, townhomes

Median days from application to issuance, including time applicants spend revising plans.

Source: City of Bainbridge Island permit records.

What People Are Building

  • Home repairs & upgrades475 · 45.5%
  • Street work & utility connections284 · 27.2%
  • Home remodels, additions & outbuildings151 · 14.5%
  • Business & public buildings47 · 4.5%
  • New homes45 · 4.3%
  • Fire safety systems42 · 4.0%
Source: City of Bainbridge Island permit records.

Tourism

Hotel Rooms

125

Across 4 hotel properties

Data: Property listings (Hotels.com, Visit Kitsap, Cvent) · Released 2026

Total Short-Term Rentals (STRs)

218

Active Airbnb & Vrbo listings · ~443 est. bedrooms

Data: AirDNA (Airbnb & Vrbo listings) · Released 2026 (trailing 12 months)

Infrastructure & Services

5G Service Index

16/ 100

Statewide 5G service score vs. 394 Washington places

Statewide percentile: In-vehicle 15th · Outdoor 11th · Choice 28th · Floor 13th

How this is calculated →Source: FCC National Broadband Map (AT&T, T-Mobile, Verizon filings) · Data: Dec 31, 2025

Data collected from public sources and attributed accordingly. 

Home Broadband Access

97.4%

of homes can get 100/20 Mbps wired or licensed fixed wireless internet

Statewide Bandwidth (Speed): 31st percentile · Gigabit 73% · Fiber 5%

Source: FCC National Broadband Map (fixed broadband filings) · Data: Jun 30, 2026